STATE FARM'S BAD FAITH POLICIES EXPOSED, copied from MIKE MORSE LAW FIRM

Hello again #GoodNeighbor
State Farm Mutual Automobile Insurance Company
(205.166.218.67) [Label IP Address]

"ADVANCING CLAIMS EXCELLENCE" ADDS $30 MILLION A YEAR TO STATE FARM PROFITS BY DENYING AUTO ACCIDENT BENEFITS TO POLICYHOLDER, SO THEY SAY...

ARE THE "ACE" POLICIES BEING EMPLOYED BY STATE FARM ATTORNEY RUSSELL KARR IN UNINSURED MOTORIST LAWSUIT?
LANA KEETON V. STATE FARM AUTOMOBILE INSURANCE COMPANY
CASE NO. 11-36542-CA-06
IN THE CIRCUIT COURT of the 11TH JUDICIAL CIRCUIT
IN AND FOR MIAMI-DADE COUNTY, FLORIDA

Abuse of its policyholders seems to be company policy when you read this post by Mike Morse.

"STATE FARM'S BAD FAITH POLICIES EXPOSED"

Posted by: The Mike Morse Law Firm http://www.855mikewins.com
November 10, 2014 in Michigan Car Accident Lawyer

FOR A COPY OF THE ACE DOCUMENTS, CONTACT: Mike@855mikewins.con

"In our work as attorneys specializing in Michigan’s No Fault Act, we have been battling State Farm Insurance Company for more than 20 years to make sure they pay our clients the No Fault benefits they are contractually and legally entitled to. They have been extremely aggressive in their attempts to withhold payments and benefits and we’ve been working for months to publicly reveal their outrageous tactics to do this. Recently we were finally able to get a judge to remove a protective order that was long in place hiding what State Farm was doing to its customers and our clients.

Here’s what was happening. In the 1990s, State Farm insurance company began using a plan called “Advancing Claims Excellence” (or ACE) to handle its customers’ auto accident insurance claims. The ACE program outlined how State Farm could save as much as $30 million per year, by finding reasons to deny auto accident benefits to policyholders. How did they do it? By using lots of shameful tactics against their own policyholders such as:

◾Questioning their customers about their claims before they have a chance to hire a lawyer;
◾Hiring their own doctors to examine accident victims, and write reports saying there are no injuries related to the car accident
◾Prolonging the process by refusing to settle month after month then insisting on a trial
◾Offering their policy holders way less than the estimated value of a case during settlement negotiations;
◾Dragging their feet and causing unreasonable delays cases, especially where the injured person is a child, because the case would likely lose value over time.

The ACE program allowed State Farm insurance adjusters to go to all kinds of lengths to deny payment of benefits like medical bills and wage loss. In fact, we learned the adjusters were actually trained to deny these claims by using very specific policies outlined in the ACE program."

ALSO SEE RULING IN BARTEN V. STATE FARM MUTUAL AUTO INSURANCE COMPANY, No. CIV 12-399 (D. Ariz. Jan. 31, 2014) for other ACE INFO.

To be continued....

Defrauded by State Farm and/or Mr. Karr or Dr. Warren Grossman? Please contact me at 305-671-9331 or lana@lanakeeton.com. Call me...write me...

All the best, Lana C. Keeton
Permanently injured uncompensated
Ex-State Farm Auto Insurance policy holder